She started in the low 500’s and had 37 negative accounts. Proud to say she now boast 700’s across the board. Here’s a roadmap.
Improve Your Credit Score Today
How to Improve Your Credit Score Today
Good credit helps you buy a house, get a car, or even start a business. If your credit score is low, don’t worry! You can start fixing it today with a few simple steps. Your payment history is the biggest part of your credit score, so always pay your credit card, loan, and other bills on time. Even one late payment can hurt your score, so set reminders or use automatic payments to stay on track. If you have credit cards, try not to use too much of your limit. A good rule is to keep your balance below 10% of your credit limit. For example, if your credit limit is $1,000, don’t spend more than $100 before paying it off. Sometimes, credit reports have errors that lower your score. You can check your credit report for free once a year, and if you see something wrong, you can dispute it with the credit bureaus to get it fixed. Also, each time you apply for a new credit card, your score can drop a little, so only open new accounts when you really need them. The longer you have credit, the better your score will be, so even if you don’t use an old credit card much, keeping it open helps your credit grow. Improving your credit score takes time, but if you follow these steps, you’ll see progress. Want expert help to fix your credit? Learn more about our credit repair services and start your journey to good credit today!
Good credit helped me start businesses I wouldn’t have been able to without. If your credit is bad you need a plan. Start from where you are and slowly change your circumstances.